About Miramar

Where innovative underwriting solutions for property, liability and engineering risks protect businesses against financial loss.

Communication is key to identifying the best insurance outcome and delivering seamless and supportive service.

Our experienced team work as one to deliver multiple insurance products to brokers and their clients.

Our commitment to innovation, communication, and fit-for-purpose insurance ensures award-winning products that are recognised year after year by the brokers we work with.

Experience and expertise

Experience and expertise

At Miramar, every staff member is an expert, empowered to make fast and informed decisions.

A deep commitment to your relationship

A deep commitment to your relationship

We value your client’s business, but most of all, we value our relationship with you as a trusted advisor and partner.

Insurance innovation

Insurance innovation

Risk is constantly changing, so our insurance cover will always remain responsive to the risks businesses face.

Focus on finding a solution

Focus on finding a solution

We will try to provide the cover your clients need, but in the event that we can’t, we will do our best to suggest an alternate solution.

The Miramar difference

As there is a lot of choice in the Australian underwriting landscape, Miramar distinguishes itself due to its:
At Miramar, we think differently to deliver better outcomes.

Commitment to service

In this age of technology, it still remains the case that a conversation will deliver a better understanding of your clients’ requirements. Our team are available to have these conversations to provide personal, expert advice, supporting you to deliver the service your clients expect and the solutions they need.

 

Our reserving policy enables our team to give priority to fully-completed submissions, in the order in which they are received.

 

Key Dates

Miramar’s journey since inception in 2005.

  • 2022

    2022

    The Miramar brand is refreshed

    We are thrilled to launch our new brand and identity that supports our vision.

  • 2021

    2021

    Product Liability award

    Miramar’s General and Products Liability Insurance was again recognised, by the awarding of a bronze medal in the 2021 Insurance Business Australia – Brokers on Underwriting Agencies Survey.

  • 2020

    2020

    Expansion continues

    Steadfast Underwriting Agency, Hostsure, was merged into Miramar.

    Product Liability award

    Miramar’s product liability insurance was again awarded a bronze medal in the 2020 Insurance Business Australia – Brokers on Underwriting Agencies Survey.

  • 2019

    2019

    Property, Product Liability and Public Liability awards

    Our property products were awarded a silver medal and our product liability and public liability products were awarded bronze medals in the 2019 Insurance Business Australia – Brokers on Underwriting Agencies Survey.

  • 2018

    2018

    Engineering insurance products introduced

    Miramar partnered with Zurich to offer engineering plant, electronic equipment and engineering business interruption insurance.

    Product Liability award

    Miramar’s product liability insurance was awarded a silver medal in the 2018 Insurance Business Australia – Brokers on Underwriting Agencies Survey.

  • 2017

    2017

    Product award

    Miramar was awarded a silver medal for its property insurance in the 2017 Insurance Business Australia – Brokers on Underwriting Agencies Survey.

  • 2016

    2016

    Product Liability and Property award

    Miramar was awarded silver medals for its product liability, D&O liability and property insurance in the 2016 Insurance Business Australia – Brokers on Underwriting Agencies Survey.

  • 2011

    2011

    Growth and financial milestones

    As staff numbers grew to 35, we increased the gross written insurance underwriting premiums in a single year to approximately $60 million.

  • 2005

    2005

    Miramar established

    Miramar was established by two insurance professionals, seeking to fill a gap in the commercial market for comprehensive property and liability insurance.

Quality solutions, strategic partnerships

Security

Security

Our property products are underwritten by certain underwriters at Lloyd’s (‘Lloyd’s’), while our liability products and package liability sections are underwritten under a coinsurance arrangement between Lloyd’s and HDI Global Specialty SE – Australia (ABN 58 129 395 544, AFSL 458776) (‘HDI Global Specialty’). Engineering products are underwritten by Zurich Australian Insurance Limited (‘Zurich’) (ABN 13 000 296 640, AFSL 232507).

Underwriting Agencies Council

Underwriting Agencies Council

Miramar is a proud member of the Underwriting Agencies Council (‘UAC’), the representative organisation for Australian and New Zealand underwriting agencies.

Steadfast Underwriting Agencies

Steadfast Underwriting Agencies

Miramar are a core part of the Steadfast Underwriting Agencies division of our parent company, Steadfast Group Limited (ABN 98 073 659 677, AFSL 254928).